• Solutions to help meet tomorrow’s money movement needs

    Visa Direct is a network that can help financial institutions move money to billions of endpoints in 190+ markets and 160 currencies.

Cross-border money movement¹ with Visa Direct

Cross-border solutions that can enable funds delivery across Visa’s card network and numerous domestic Automated Clearing House (ACH) and real-time payment (RTP) networks.

Currencies and foreign exchange (FX)

Utilize Visa’s FX capabilities and support for transactions in 160 local currencies.

Risk, compliance and fraud

Visa vets VisaNet members and the Visa Direct program and can offer Visa’s sanctions screening score to help with your compliance efforts.²

Accounts and wallets³

A single integration through Application Programming Interfaces (APIs) or International Organization for Standardization (ISO) messaging offers access to Visa’s card and account delivery channels and 8.5+ billion endpoints.

Flexible solutions for domestic money movement

Funds-in/funds-out capabilities to eligible debit cards enable you to innovate domestically. 

Funding

Pull funds from an account linked to an eligible Visa card to fund peer-to-peer (P2P) transfers, wallet loads and balances with other financial institutions, including brokerages.

Funds transfer

Send funds in real-time⁴ from your ecosystem directly into an account linked to an eligible debit card.

Connectivity solutions

Execute Visa Direct transactions through APIs or ISO messaging depending on your organization’s needs.

Payment gateway⁵

Push and pull transactions through Visa for routing to multiple non-Visa U.S. debit networks.

More products from the Visa ecosystem

Visa value-added services can let you customize the Visa Direct program that is right for your organization.⁶

Alias directory

Map card credentials to emails, phone numbers or other aliases so customers can keep card information private.

Tokenization

Help boost authorization and drive innovation and create new digital commerce experiences.

API suite

From account validation to exception management and beyond, Visa Direct APIs can enhance your program implementation.

  1. Availability varies by market. Please refer to your Visa representative for more information on availability.
  2. Visa Direct clients and participants should always consult and seek approval from their internal compliance teams on sanctions screening controls and processes and are solely responsible for their own compliance with applicable laws and regulations. Optional compliance controls and risk management tools and services are provided solely for the convenience of sending acquirers, service providers, merchants, and recipient issuers / the Visa Direct clients and participants, and Visa makes no warranties with respect to them or their results. Visa Direct clients and participants are solely responsible for their own compliance with applicable laws and regulations.
  3. Visa Direct Wallet capability is under development and not yet commercially available.
  4. Actual fund availability depends on receiving financial institution and region.
  5. Visa offers the Visa Push Payment Gateway Service to enable push-to-card capabilities for non-Visa cards in the U.S.
  6. Available on a limited basis. Please check with your dedicated Visa Direct sales representative.