Visa Business Card with a Line of Credit

The perfect combination of two indispensable business products: a line of credit and a Visa card.

• With an interest rate as low as 1.5% above prime, and credit limit as high as $50,000, the CIBC bizline Visa card is your connection to everything from paperclips to payroll, client lunches to accountants' bills.
• Interest-free grace days. Unlike traditional lines of credit, the CIBC bizline Visa card comes with 21 interest-free grace days on purchases.

For more information regarding the CIBC bizline VISA card, click here.

Business Freedom Solutions

Simplify the management of small businesses

Desjardins Card Services offers products to help you better manage your business activities in today's fast-paced environment. The Business Card and Business Freedom Solutions package give you simple financing tools to help manage expenditures and provide greater day-to-day flexibility.

Advantages

Complete financing package including:

• A line of credit for operating expenses up to $50,000
• Business Savings program¹: a 1% cashback on purchases charged to one or more Visa Desjardins Business cards between $12,000 and $500,000
• Accord D Business Financing that provides financing of up to $50,000 repayable in equal monthly payments.
• A line of credit offering an overdraft protection option.

¹A 1% credit on net Visa Desjardins Business card(s) exceeding $12,000 to a maximum of $500,000 per year will be posted to the account on the anniversary date. Maximum cashback of $4,800 per year.

For more information regarding the Visa Desjardins Business card, click here.

The RBC Royal Bank^® VISA CreditLine for small business^™ enables you to seize business opportunities, large or small. A low-interest credit line and a Visa card in one, it gives you easy access to the business capital you need, when you need it. Plus, this Visa-based line of credit for business offers valuable rewards points with every purchase*.

• Up to $50,000** in easy accessible credit
• Simple one page application form with no financial statements, collateral, interviews or business plans necessary
• Competitive interest rate as low as RBC Prime + 1%***
• 24/7 access to the credit you need via Visa card, Visa cheques, ATMs and Online Banking
• Get more for your business spending with RBC Rewards^® points redeemable for a wide selection of rewards including travel, merchandise, gift certificates or investment rewards^†.

For more information regarding the RBC Royal Bank Visa CreditLine for small business card, click here.

^® Registered trademarks of Royal Bank of Canada.
^™ Trademark of the Royal Bank of Canada.
* RBC Rewards points are earned on purchases; points are not earned on cash advances, interest charges, fees or credits.
**Subject to credit approval.
***Interest rates will be determined based on the information you provide on the application and any credit bureau information. Interest rates range between RBC Prime + 1% and RBC Prime + 6%. Interest rates are subject to change. "RBC Prime" is the annual rate of interest announced from time to time by Royal Bank of Canada as a reference rate then in effect for determining interest rates on Canadian dollar Commercial loans in Canada. The RBC Prime is posted in all of our branches and on our website. Also, major newspapers in your area will state the Canadian dollar prime rate of banks.
^†Subject to availability. Some other conditions and limitations apply. For details, visit www.rbcroyalbank.com/rbcrewards.

A ScotiaLine for business™ Visa card comes with all kinds of features to help you take advantage of opportunities quickly and easily:

• Rates as low as Scotiabank Prime, ranging from Prime to Prime + 4.50%¹.
• Credit limit of up to $50,000 unsecured or $500,000 for a secured line of credit¹.
• I No monthly or annual fees.
• 26-day interest-free grace period on card purchases ²
• Convenient access by credit card or cheque

For more information regarding the ScotiaLine for business Visa card, click here.

¹ Subject to credit approval and the security provided.

² Provided you pay your balance in full each month by the payment date.

™ Trademarks used under authorization and control of The Bank of Nova Scotia.

The TD Venture Line of Credit Visa Card gives you business credit that's accessible anytime, anywhere. Use it to purchase supplies, inventory, or services; for business entertainment and travel; or for any other business needs you have. The TD Venture Line of Credit Visa Card offers¹:

• Instant access to your available business credit with the flexibility of a credit card
• Variable annual interest rate based on TD Prime
• No annual fee
• No monthly, set-up or application fees
• Credit limit up to $50,000
• No business plan or annual reviews required – automatic yearly renewal
• You'll find that it's an effective and easy-to-use credit card that acts like an operating line of credit and can save you both time and money

For more information regarding the TD Venture Line of Credit Visa Card, click here.

¹ Current as of January 19, 2009. Interest rate, fees and features are subject to change. Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder.

The TD Logo is a trade-mark of The Toronto-Dominion Bank