Transaction Authorization Controls
The <em>Visa</em> Commercial Card Program empowers program administrators to maintain control of corporate spending without having to manually approve each transaction.

Daily or monthly transaction authorization limits can be set for each employee cardholder.

Card use can be limited to specific merchant categories, and companies may choose to block certain merchant types altogether such as casinos and jewellers. Companies that issue cards to frequent travelers may choose to block all merchant categories that are not travel and entertainment related. Similarly, companies that have a per diem rate as part of their corporate travel policy can have a daily limit put on the card to ensure that cardholders are abiding by this policy.

Transaction authorization controls are established when the card is requested from the Issuer and the card is delivered with the controls already in place. The program administrator can easily change the restrictions as required to reflect changes in corporate policy or cardholder responsibility.

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